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# Home Loan Finance And Mortgage Refinance Options

· Pay for your home improvements

· Start your business

· Pay your major medical bills

· Buy your car

Leverage the Equity in My Home

A home equity line of credit (HELOC) is an alternative to finance major items. The mechanics of a HELOC is analogous to the way a credit card work. The equity in your home is used as collateral for a loan which is a revolving line of credit from which you can draw money. You receive a set checkbooks or a type of credit card you can use to pay for items during times of purchase. HELOCS can be used for:

· Your home improvements

· Consolidating and paying off your debt

· Taking your dream vacation

· Buying your second property

· Paying for your major purchases

· Pay for college tuition

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