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# Insurance | Types of Life Insurance

#### Types of Life Insurance

In the article History of Insurance , we examined the concept of risk , which is the possibility of loss. For a life insurance policy, however, the element of r...[ read more ]

#### Specialized Life Insurance Policies

There are a number of life insurance polices that have been designed to meet the needs of special situation or circumstances. These plans are actually combinati...[ read more ]

#### Glossary of Insurance Terms

Insurance policies are some of the most important purchases that you will make in your life. The most effective way to ensure that you get the most value for yo...[ read more ]

#### Some Whole Life Policies

Whole life insurance is designed to provide protection for the entire life of the person insured. Cash values accumulate within the policy, money that the polic...[ read more ]

#### Comparing Life Insurance Policy Costs

Life insurance cost comparison methods are used to evaluate the cost of one life insurance policy in relation to another so that consumers can be better informe...[ read more ]

#### Consolidated Omnibus Budget Reconciliation Act (CO

The Consolidated Omnibus Budget Reconciliation Act (also known as COBRA ) is a federal law that requires companies employing at least 20 people to provide for a...[ read more ]

#### Rental-Car Insurance

When you rent a car, the rental agency will usually offer to sell you insurance to cover accidents while on your trip. In most cases, youre safe to decline it. ...[ read more ]

#### Pass on these Insurance Offerings

The creativity of the insurance industry over the last few decades has proven to be absolutely astounding in its ability to separate the buying public from thei...[ read more ]

#### Auto Insurance - What do You really Need?

When shopping for car insurance, you must take a number of factors into consideration in order to obtain the best coverage for your needs at a reasonable price....[ read more ]

#### 15 Ways to cut Your Medical Costs

Here’s a list of things that you can do to make life a little easier for yourself and your health care budget: First things first: lose weight; quit smoking; ...[ read more ]

#### Medicare Advantage Coverage

Medicare Managed Care Plans , also known as Medicare Advantage Plans or simply Medicare Part C , fill gaps in basic Medicare coverage, as do Medigap policies. B...[ read more ]

#### The Child Roth IRA

Estate tax planning is a subject which all parents should concern themselves with. Its fundamental goal is to pass as much of your estate on to your family and ...[ read more ]

#### Medical Savings Accounts

If you qualify, theres a way in which you can pay for some of your health expenses on a tax-free basis. Its called a Medical Savings Account . Also known as an ...[ read more ]

#### Pensions - Structure and the PBGC

Part 1: Structure and the PBGC A 401(k) retirement savings plan is structured as a defined contribution plan. The plan defines the amount of money that you can ...[ read more ]

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