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# Mortgage Principal Calculator

Use this calculator to determine the future balance of your existing mortgage after a specified period of time.

The default entries provided in the calculator show a mortgage of $250,000 at a 4.75% rate of interest for 30 years. After 60 monthly payments (5 years) the remaining balance is $228,745.59; the total interest paid is $56,992.69; and the amount applied to principal is $21,254.41.

To use the calculator, enter the following information:

Loan information: Amount (of mortgage), Interest Rate and Length (in years).
Months Already Paid: number of Monthly Payments made.

The calculator will compute the following information:

Total Interest Paid
Principal Applied
Balance

The calculator can also produce a PDF output file for download, and you can click the check box to view the Schedule Table for the time frame selected. The Schedule Table fields include: Number (of payment month), Interest, Principal, and Balance. It also shows totals for every field after each year of the mortgage.

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