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# How To Find The Best Student Bank Account - Avoid The Gimmicks

> HSBC’s Student Bank Account

> - The gimmicks

> > - An MP4 player which can play music and view video
> > - 10 free albums from CDNow
> > - Other assorted discounts which are likely to be more fluff than actual use

> - HSBC offer a tiered interest free overdraft structure

> - £1,000 in year 1
> - £1,250 in year 2
> - £1,500 in year 3
> - £1,750 in year 4
> - £2,000 in year 5

- So the interest free overdraft levels are not as good as the Lloyds TSB in year 1 & 2 but where the accounts looks a whole lot better is when the overdraft level is breached

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